A plain-English resource for Shawnee home sellers who want to go it alone and do it rightI’m a REALTOR®. I make my living helping people buy and sell homes in Shawnee and Central Oklahoma.
How VA loans can help make homeownership dreams come true
Dated: November 9 2023
Views: 154
For more than 79 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you care about has served in the military, it's essential to learn about this program and its advantages.
Here are some important things to know about VA loans before you buy a home.
The Many Advantages of VA Home Loans
VA home loans provide a pathway to homeownership for those who have served our nation, and they’re a great benefit for buyers who qualify. According to the Department of Veteran Affairs:- Options for No Down Payment: Qualified borrowers can often purchase a home with no down payment. That’s a huge weight lifted when you’re trying to save for a home.
- Limited Closing Costs: There are limits on the types of closing costs you pay when you qualify for a VA home loan. So more money stays in your pocket when it’s time to seal the deal.
- Don’t Require Private Mortgage Insurance (PMI): Many other loans with downpayment amounts less than 20% require PMI. VA loans do not, which means veterans can save on their monthly housing costs.
“For the vast majority of military borrowers, VA loans represent the most powerful lending program on the market. These flexible, $0-down payment mortgages have helped more than 24 million service members become homeowners since 1944.”
Bottom Line
Owning a home is the American Dream. Veterans sacrifice a lot to protect our country, and one way we can show our appreciation is by making sure they know all the benefits of VA home loans. Thank you for your service.
Steve Reese
With 30+ years of experience in Oklahoma real estate, I help buyers, sellers, and rightsizers make smart, meaningful moves in Shawnee, OKC, and across Central Oklahoma. I combine deep market expertise....
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